CRCLstock
Circle Internet Financial
Stablecoin Infrastructure
01
🎯 Fundamentals
Price
$97.43
−3.39%
Market cap
$23.18B
P/E (TTM)
112.3
Source
Finnhub · 5min cache
02
📖 Business model & moat
Moat
Digital-dollar settlement layer. USDC holds #2 stablecoin market share, with leading regulatory licensing (NY BitLicense, UK EMI) and deep integrations with Apple Pay, Stripe.
Business model
Issuer of USDC. Primary revenue: interest yield on reserve assets (US Treasuries + cash). Led by CEO Jeremy Allaire.
Key risks
- Falling interest rates compressing reserve yield
- USDT maintaining #1 market share
- Regulatory reshuffles (CLARITY Act, GENIUS Act)
- Reserve bank risk (repeat of 2023 SVB event)
03
📰 Recent filings
04
🧠 AI monthly briefing
This month's briefing is being prepared. Retail X will publish it after review.
05
📚 Deep reading
No deep articles linked yet. Quarterly deep dives from Retail X will appear here.
06
💼 Whale holdings (13F)
Guru-filtered 13F tracking ships with v1.5 (Day 90). Pro tier only.
07
💵 Fund-flow dashboard
Asset-specific flow metrics ship with v1.5 (Day 90). Pro tier only.
08
🔍 Master-reference AI
Ask 'What would Buffett say about this?' — cited excerpts from our curated master library. Ships with v2 (Day 180).
This page organizes public information through a value-investor lens. MoatDesk never recommends buying, selling, price targets, or position sizes.